Personal loans in Windsor. No runaround.
Rates from 4.99% to 35% APR. Terms from 3 to 120 months.
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Personal Loan Disclosure
Representative Example
For example, a $2,000 unsecured personal loan at 29.96% APR repaid over 24 months would have monthly payments of approximately $111.78, for a total repayment of $2,682.83.
The maximum annual percentage rate (APR) on personal loans available through our lending partners is 35%, in compliance with Canadian federal law (Criminal Code s.347). The actual APR you receive depends on your credit profile, the lender, loan amount, and repayment term. Not all applicants will qualify for the lowest rate.
Additional fees such as administration or origination fees may apply and vary by lender. These fees are included in the APR calculation where applicable.
Affiliate Disclosure
Ontario Credit Solutions is a loan comparison and referral service — we are not a lender. We connect Canadians with licensed lending partners and may receive compensation when you are matched with a lender through our platform. This does not affect the rates or terms offered to you by the lender. Loan approval, interest rates, and repayment terms are determined solely by the individual lender based on your application and credit profile.
All rates, terms, and loan amounts shown are subject to change and may vary by province. Checking your rate through our partners typically uses a soft credit inquiry that does not affect your credit score. A hard credit inquiry may be performed by the lender if you choose to proceed with a formal loan application.
What Borrowers Are Saying
Real experiences from Canadians who compared loan offers.
“I was worried about my credit score, but the soft check meant no impact. I got matched with a lender who approved me the same day.”
“The whole process took about 5 minutes. I compared three offers and picked the one with the lowest rate. Funds were in my account the next morning.”
“I almost went with a payday loan before finding this site. Ended up with a personal loan at a fraction of the interest rate. Wish I had found it sooner.”
Representative examples. Individual results may vary based on credit profile and lender.
Quick Answers
Will applying hurt my credit score?
The initial application through Ontario Credit Solutions typically results in a soft credit inquiry, which does not affect your credit score. However, if you proceed with a specific lender, they may perform a hard inquiry as part of their approval process.
📺 Watch: Soft Credit Check Explained — Will Applying Hurt My Score?
Can I get a loan with bad credit?
Yes. Many lenders in our network specialize in working with borrowers who have less-than-perfect credit. While interest rates may be higher, there are options available for most credit situations.
Learn more: Credit Union vs. Online Lender — Which Is Better for Bad Credit? | What Credit Score Do You Need?
How can I improve my credit score?
Key steps to improve your credit: pay bills on time, keep credit card balances below 30% of your limit, don't close old accounts, limit new credit applications, and check your credit report regularly for errors. A personal loan that you repay on time can also help build your credit history.
Learn more: 5 Ways to Improve Your Credit Score Before Applying for a Loan
Personal Loans in Windsor, ON
Looking for a personal loan in Windsor? Ontario Credit Solutions connects you with licensed Canadian lenders offering competitive rates on personal loans from $500 to $50,000.
Why Choose Ontario Credit Solutions for Your Windsor Personal Loan?
- Compare multiple lenders — see offers from several Canadian lenders in one place
- All credit types welcome — options for good, fair, and bad credit
- Fast approval — many lenders offer same-day decisions
- Local focus — we understand the Windsor and Ontario market
How It Works
- Fill out one simple form below
- Get matched with lenders that fit your profile
- Compare offers and choose the best one
- Get funded — often within 24-48 hours
Apply now and see what you qualify for.
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No credit impact. No obligation. Results in 60 seconds.
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